Maximizes the cash available to you
Factoring provides more cash than traditional bank lines of credit.

No arbitrary line of credit amount
You borrow based on your sales activity so you are automatically set up to finance your growth.

Cash Flow is more predictable
In addition to speeding up your cash flow, factoring also makes it easier to manage your cash since your invoicing is more predictable than when customer payments will be received.

Flexibility with your financing
Factor when you want, as much as you want, and for as long as you want. With 21st, there is no minimum factoring level or commitment to factor in the future.

Improved credit evaluation
21st can provide credit reports and expertise in helping to assess new customers or changes to existing ones.